diff --git a/src/components/finance/FinanceDashboard.jsx b/src/components/finance/FinanceDashboard.jsx
index cae0c32..fdcf7da 100644
--- a/src/components/finance/FinanceDashboard.jsx
+++ b/src/components/finance/FinanceDashboard.jsx
@@ -37,7 +37,7 @@ export default function FinanceDashboard({ month, year }) {
     )
   }
 
-  if (!summary || (summary.total_income === 0 && summary.total_expense === 0)) {
+  if (!summary || (summary.total_income === 0 && summary.total_expense === 0 && (summary.carried_over || 0) === 0)) {
     return (
       <div className="card p-12 text-center">
         <span className="text-5xl block mb-4">📊</span>
@@ -64,7 +64,12 @@ export default function FinanceDashboard({ month, year }) {
   return (
     <div className="space-y-6">
       <div className="card p-6 bg-gradient-to-br from-primary-950 to-primary-800 text-white">
-        <p className="text-sm opacity-70">Баланс за месяц</p>
+        {summary.carried_over !== 0 && (
+          <p className="text-xs opacity-60 mb-1">
+            Остаток с прошлого месяца: <span className={summary.carried_over > 0 ? "text-green-300" : "text-red-300"}>{fmt(summary.carried_over)}</span>
+          </p>
+        )}
+        <p className="text-sm opacity-70">Баланс</p>
         <p className="text-3xl font-bold mt-1">{fmt(summary.balance)}</p>
         <div className="flex gap-6 mt-4">
           <div>