Cosmo 2a50e50771 feat(savings): Add savings module with categories, transactions, recurring plans ...

- Categories: regular, deposits, credits, recurring, multi-user, accounts
- Transactions: deposits and withdrawals with user tracking
- Recurring plans: monthly payment obligations per user
- Stats: overdues calculation with allocation algorithm
- Excludes is_account categories from total sums
- Documentation: docs/SAVINGS.md

2026-02-16 06:48:09 +00:00

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